Exiting

• You will no longer be able to access the Open House On-Line site. You will continue to have access to your pay statements through the ADP self-service site.

  Important: Instructions for accessing ADP are located further down this page. Please scroll down to the section titled “How to View Pay Statements and W-2” for login details and step-by-step instructions.

• If you are eligible to be paid for any unused accrued vacation time pursuant to the U.S. Non- Exempt Paid Time Off Benefits Policy or the U.S. Exempt Paid Time Off Benefits Policy, this unused balance will be paid to you, less applicable deductions and withholdings in a lump sum in your final check.
• If your vacation accrual balance is negative, you may be obligated to repay to the Company the value of the advanced vacation time within 30 days of your termination date. Alternatively, unless otherwise prohibited by state law, you may authorize the company to deduct such amount from your final wages. Your HR Representative will contact you to discuss this matter further.

• Company property includes all keys, files, records (including electronic records and copies thereof), equipment (including, but not limited to, computer hardware, software and printers, wireless handheld devices, cellular phones, etc.), company identification/badge, and any other company‐owned property in your possession.
• If you are an employee who works in-office, please return your equipment to your manager or their designee.
• If you are a work from home employee, our technical team will send shipping material (box, packing material, pre-paid label) to your home to be used for returning your equipment. Should you have questions regarding equipment returns, please reach out to the technical team as follows:
  • For all business units with the exception of Corcoran and Cartus: ITDepot@Anywhere.re
  • For Cartus: helpdesk-cartus@Cartus.com
  • For Corcoran: support@corcoran.com

• If you need employment verification, please follow the instructions in the below document.

DOWNLOADABLE DOCUMENTS:

• Equifax The Work Number Database

• Please submit reimbursement requests for any outstanding business-related expenses on or before your last day of employment. All such requests must be submitted pursuant to the requirements of the Anywhere U.S. Travel & Entertainment Policy through concursolutions.com.
• If you have a company American Express card, please be reminded that it is a personal liability card and it is your responsibility to ensure that payment is made in full to American Express. If you have pending charges and a final payment is not made timely, you are responsible for late fees and your individual credit score may be impacted
• If you have reimbursement eligible expenses to submit following termination, please contact HR.CentralProcessing@Anywhere.re for further assistance

1. Go to my.adp.com.
2. Click the Sign Up button and follow the first-time user instructions.
3. The registration code is Anywhere-1.
4. Enter your user name and password.
5. Username = first initial and last name @Anywhere
6. For password resets, please contact Open House at 1-844-427-5551.

1. Go to my.adp.com.
2. Click the Forgot Your UserID/Password link.
3. Enter your first name, last name, and either your old company email address or your mobile phone number to verify your identity, and select Next.
4. To obtain your password, select I Don’t Know My Password from the user ID screen.
5. Select where you want the security code send from the options listed and select Next.
   • If you do not have access to any of these format options, select the box that says I don’t have access to any of these emails/phones and follow the remaining prompts to prove your identity.
6. Once the security code is confirmed, create a new password.
7. If you are unable to follow the prompts to obtain a new password, contact Open House at 1-844-427-5551.

Discover financially flexible alternatives to COBRA medical coverage with Gallagher, a trusted partner in navigating health insurance options tailored to your unique needs and budget. The experienced advisors, licensed in all 50 states, leverage a wide network of carriers to provide personalized coverage options in as little as 15 minutes. They’ll guide you through exploring plans, assessing eligibility for tax credits or subsidies and selecting the best coverage—all at no cost to you. The advisors can help you compare and select tailored coverage for:

• Major medical and Medicare health insurance
• Dental, vision and hearing insurance
• Short-term plans
• Critical care insurance
• Supplemental insurance
• Life insurance

Take the first step toward securing the right plan by reviewing the following resources for more details.

COBRA Alternative Enrollment Guide

COBRA Alternative Flyer

• If you and your dependents have medical, dental, vision and/or Health Care FSA coverage as of your employment termination date, you have a legal right to continue coverage temporarily under the Consolidated Omnibus Budget Reconciliation Act (COBRA) by paying the full premium plus 2% for administrative expenses for as long as the coverage continues.
• Most people who terminate employment can continue medical, dental and/or vision coverage for up to 18 months. Participation in the Health Care FSA can continue through the end of the calendar year. (A Dependent Care FSA cannot be continued at all through COBRA.)
• You will receive a COBRA eligibility package directly from the AIAH COBRA Administrator, Businessolver, within three weeks after your employment termination date is entered into Oracle (the Human Resources information system). The package will contain all the information you need to elect COBRA coverage, including deadlines for applying and payment instructions.
• If you have any questions about COBRA after receiving the package, please call Businessolver at: 1-844-427-5551.
• If you elect to continue coverage under COBRA, and make timely payment, your coverage will continue uninterrupted. Your healthcare benefits as an active employee will continue until the last day of the month in which your employment terminates, and your COBRA coverage will be effective retroactively to the next day.
• If your participation in a high-deductible health plan will be less than 12 months, your maximum allowable contribution to the HSA is 1/12 of the annual maximum multiplied by the number of months you are in an eligible plan (being in a high deductible health plan on the first day of a month counts as an entire month).
• You may contact Bank of America at 866-303-6847 if you need to process an excess contribution distribution from your account.
• If you participated in one of the HRA high deductible health plans, any remaining balance following your termination will forfeit back to Anywhere Real Estate in accordance with regulations.
• Employees who are administratively terminated may have certain benefits continued for a period of time.

• Life insurance and accidental death & dismemberment (AD&D) insurance under the Anywhere Real Estate plans end at midnight on your employment termination date. Portability and conversion options are available that allow you to continue life and accident coverage, but you must apply for them within 31 days of receiving your paperwork. After 31 days, these options are no longer available.
• Life insurance and accidental death & dismemberment (AD&D) insurance under the AIAH plans end at midnight on your employment termination date. Portability (continuing coverage after termination under an individual policy) is available up to 31 days following termination for the Voluntary Life, Spouse Life, and Child life coverage. The conversion option is available for the Basic Life coverage as well as the Voluntary Life coverages that you participate in prior to termination, but you must apply within 31 days. After 31 days, these options are no longer available.
• In the event of your death before the end of the 31-day period, your beneficiary(ies) will be paid the amount in effect as of the last day of your employment, unless a new policy has been issued through the portability or conversion option.
• Portability. Portability applies to voluntary (employee-paid) life insurance. If you have been covered under voluntary term life insurance for at least 12 months, and you (and your spouse, if applicable) are under age 70, the portability option enables you to keep your group life insurance (Employee, Spouse and Child) after your employment ends. Your premiums are based on age (yours and your spouse) and increase approximately every five years. The portability maximum is the amount of life insurance that was in force when your employment terminated up to $750,000 for all coverage combined. Any life insurance you purchase under the portability option will end when the covered individual turns age 70.
• Portability. Portability applies to voluntary (employee-paid) life insurance. If you have been covered under voluntary term life insurance for at least three consecutive months, and you (and your spouse, if applicable) are under age 70, the portability option enables you to keep your group life insurance (Employee, Spouse and Child) after your employment ends. Your premiums are based on age (yours and your spouse) and increase approximately every five years. The Employee portability maximum is the amount of life insurance that was in force when your employment terminated. Spouse life and Child life may be ported if the in-force benefit at the time of termination is at least $10,000 or $4,000 respectively. Any life insurance you purchase under the portability option will end when the covered individual turns age 70.

Conversion. The conversion option is available for basic (Company-paid) life insurance and basic AD&D insurance, as well as voluntary employee life, voluntary spouse life, voluntary child life and voluntary AD&D insurance. If you choose this option, your group coverage is converted to an individual whole life insurance policy, which builds cash value over time. Your premiums are based on age at the time of the conversion and do not increase over time.

Conversion. The conversion option is available for basic (Company-paid) life insurance and basic AD&D insurance, as well as voluntary employee life, voluntary spouse life, voluntary child life and voluntary AD&D insurance. If you choose this option, your group coverage is converted to any policy, other than term insurance. The application and first premium payment for the conversion policy must be submitted within 31 days from the date that the insurance terminated.

The forms required to convert and/or port your insurance will be automatically sent to your home upon the termination of your employment. The form(s) you should use depend on whether you are porting or converting coverage:

The form(s) you should use depend on whether you are porting or converting coverage:

• Term Life Insurance Portability Request from The Hartford is needed to port voluntary life insurance for yourself and/or your dependents.
• Group Life Conversion Application from The Hartford is needed to convert basic life or voluntary life insurance.
• Application for Conversion to Individual Accident Policy from The Hartford is needed to convert individual or family AD&D coverage. The forms have sections that both you and Human Resources required to complete.
• Request for Portability of Supplemental Employee & Dependent Life Insurance from UnitedHealthcare is needed to port voluntary life insurance for yourself and/or your dependents.
• Individual Life Conversion Request for Information from UnitedHealthcare is needed to convert basic life or voluntary life insurance.
• If all required sections are not completed, the insurance company will return the form to you and the process will be delayed.
• The forms have sections that both you and Human Resources required to complete. If all required sections are not completed, the insurance company will return the form to you and the process will be delayed.
• All form(s) must be fully completed and postmarked within 31 days of receipt.
• All form(s) must be fully completed and postmarked within 31 days of receipt of the forms.

• Your participation in (and contributions to) the Health Care FSA and/or Dependent Care FSA continue through the end of the month in which your employment terminates, which means you can be reimbursed for eligible expenses incurred through the end of that month. You have until March 31 of the following year to request reimbursement for eligible expenses.
• When your participation ends, you can continue to participate in a Health Care FSA under COBRA. However, participation in a Dependent Care FSA cannot be continued under COBRA.
• When your participation ends, you can continue to participate in a Health Care FSA under COBRA. (See Healthcare Benefits above.) However, participation in a Dependent Care FSA cannot be continued under COBRA.

If you have any questions about FSAs, please call WageWorks at 1-877-924-3967.

If you have any questions about FSAs, please call WEX at 866-451-3399 or customerservice@wexhealth.com.

• Your coverage under the Business Travel Accident, Short Term Disability, Long-Term Disability, Voluntary Hospital, and Voluntary Accident benefits ends on the day your employment ends. Reliance Matrix will contact you directly with an option to continue the Voluntary Hospital, Accident, and Critical Illness insurance, but there are no options to continue or convert the other welfare benefits referenced in this section.
• Your coverage under the Short-Term Disability, Long-Term Disability, Voluntary Hospital, Voluntary Accident, Critical Illness benefits ends on the last day of your employment. Guardian will contact you directly with an option to continue the Voluntary Hospital, Voluntary Accident, and Voluntary Critical Illness insurance, but there are no options to continue or convert the other welfare benefits referenced in this section.
• Reliance Matrix will provide coverage for a payable claim which occurs while you are covered under the Voluntary Hospital, Voluntary Accident and/or Critical Illness policy and claims should be made within 90-days of the covered loss or as soon as reasonably possible. If notice is not reasonably possible within 90-days, it must be given no later than one year after the time notice of claim is required (i.e. 1 year and 90-days.)
• Guardian will provide coverage for a payable claim which occurs while you are covered under the Voluntary Hospital, Accident and Critical Illness policies and claims should be made within 90-days of the covered loss or as soon as reasonably possible.

Note: The Anywhere 401(k) Savings Plan has been terminated effective January 8, 2026. Information regarding distribution and rollover options will be provided soon. If you have questions in the meantime, please contact us at Benefits@anywhere.re.

Your options for receiving or delaying distribution of your vested 401(k) account balance depend on the value of your vested balance when your employment ends.

• If your vested account balance is more than $7,000, you may request a lump-sum distribution or a rollover to another institution or IRA, or you may leave it in the Anywhere Real Estate Group LLC Employee Savings Plan (the “Plan”) for distribution in the future. While your account remains in the Plan, you can continue to direct how it is invested—either by telephone through the Bank of America Merrill Lynch Participant Service Center (1-866-303-6847) or online at the Bank of America Merrill Lynch website (benefits.ml.com). If you still have a balance on April 1 of the calendar year after you reach age 73 the Plan will pay your benefit in a lump sum at that time. All applicable taxes will be withheld from automatic payouts.
• If your vested account balance is more than $5,000, you may request a lump-sum distribution or a rollover to another institution or IRA, or you may leave it in the Anywhere Real Estate Group LLC Employee Savings Plan (the “Plan”) for distribution in the future. While your account remains in the Plan, you can continue to direct how it is invested—either by telephone through the Bank of America Merrill Lynch Participant Service Center (1-866-303-6847) or online at the Bank of America Merrill Lynch website (benefits.ml.com). If you still have a balance on April 1 of the calendar year after you reach age 72 the Plan will pay your benefit in a lump sum at that time. All applicable taxes will be withheld from automatic payouts.
• If your vested balance is more than $1,000 but not more than $7,000, you may have the distribution paid to you in cash, or you may elect a rollover to another eligible retirement plan (including an IRA) that you select. Under federal law, if you do not make this choice within the required timeframe, the Plan will roll over the distribution into a “default” RA chosen by the Employee Benefits Committee for this purpose. For additional information about default rollover rules and related fees and expenses, contact the Bank of America Merrill Lynch Participant Service Center at 1-866-303-6847.
• If your vested balance is more than $1,000 but not more than $5,000, you may have the distribution paid to you in cash, or you may elect a rollover to another eligible retirement plan (including an IRA) that you select. Under federal law, if you do not make this choice within the required timeframe, the Plan will roll over the distribution into a “default” RA chosen by the Employee Benefits Committee for this purpose. For additional information about default rollover rules and related fees and expenses, contact the Bank of America Merrill Lynch Participant Service Center at 1-866-231-4015.
• If your vested account balance is $1,000 or less, you will automatically receive a lump-sum distribution as soon as administratively feasible following your separation from employment, unless you elect a direct rollover to an eligible retirement plan.

All distributions are subject to federal income tax in the year in which you receive payment unless it is rolled over. Before you request a distribution, be sure to read the Special Tax Notice Regarding Plan Payments that accompanies your quarterly statements. It includes important information regarding the tax consequences of your elections. If you have any additional questions regarding your tax situation, please contact your tax advisor.

To request a distribution, contact the Bank of America Merrill Lynch Participant Service Center at 1-866-303-6847.

 Outstanding Loan Balance. How you repay an outstanding loan balance depends on whether or not you have received a distribution of your vested account balance.

• If you have not received a distribution of your vested account balance, you can continue to repay the outstanding loan balance by certified check, money order, or direct debit from your bank account paid directly to Bank of America Merrill Lynch. Payments must be made at least quarterly. If you do not begin repaying within 90 days after leaving the Company, you will be in default on your loan, and interest will accrue. If you do not pay the loan in full within 30 days after defaulting and on or before the last day of the first full calendar quarter after the scheduled repayment date, the IRS will consider the amount you owe a taxable distribution for the year in which the payment was due.
• If you have received a distribution of your vested account balance, any unpaid loan balance will be reported to the IRS on Form 1099r as a taxable distribution. If the distribution occurs before you are 59½, the amount may be subject to the 10% federal tax that applies to early distributions.

If your address changes after your employment ends, it is your responsibility to notify:

• Human Resources to ensure that your final W-2 (Wage and Tax Statement) is sent to the correct address. Please email HR.CentralProcessing@anywhere.re to update your address.
• Businessolver (1-844-427-5551) if you continue coverage through COBRA.
• Bank of America Merrill Lynch (1-866-303-6847) if your vested account balance remains in the 401(k).