Eligibility
Full-time regular Anywhere employees must be actively at work for at least one full day and be scheduled to work for at least 30 hours or more per week for coverage to begin.
Eligible dependents
As an active employee, you can include benefits coverage for:
- Your spouse
- Your children under age 26, including stepchildren, foster children and adopted children
- Your grandchildren if you’re the court-appointed guardian
- Your disabled child of any age who lives with you and is dependent on you for support due to a mental or physical handicap
If your spouse is offered coverage by their own employer, they will not be eligible to participate in the Anywhere Cigna medical plan. However, they are eligible for other Anywhere benefits like dental and vision.
If both you and your spouse work for Anywhere, you may both enroll as employees, or one of you may be enrolled as a dependent of the other. Dependent children of married couples who work for Anywhere can be enrolled under only one parent’s coverage.
Enrolling in benefits
When you enroll and when your benefits begin will vary, as shown below:
Making changes to benefits
Once you make your benefits elections, you cannot change them until the next Annual Enrollment period unless you have a qualified life status change. Certain coverages allow limited changes to elections during the plan year if you have a qualified life status change. These benefits include the Medical, Dental, Vision, Flexible Spending Accounts and Voluntary Life/AD&D plans. Please note, you can make changes to your HSA at any time throughout the year.
What counts as a qualified life status change?
Qualified life status changes include, but aren’t limited to:
- Marriage, divorce or death of a spouse
- Birth, adoption, placement for adoption, death of a child or change in custody
- A change in your dependent’s eligibility for coverage such as reaching the age limit
- A change in your or your spouse’s employment resulting in a loss or gain of coverage
- A change in dependent care expenses
- Enrollment in Medicare or Medicaid
You have 30 days from the qualifying life status change to update your election(s). If the life status change is a marriage, you can report the change and update your elections up to 10 days prior to the event.
If you have a qualifying life event now and need to make a change, click here.
Verifying your dependents for medical coverage
If you are a new hire or enrolling a dependent for the first time, you will need to verify each of your dependents within 30 days of the end of your enrollment period. If you are adding additional dependents to an existing plan, those dependents will also require verification. Please check out the Dependent Verification Guide under “Key Downloads” in the sidebar for complete details.
Your documentation must be received within 30 days of the enrollment deadline, or your dependents will not receive coverage.
To submit your documentation:
- Log on to the Benefit Enrollment System
- Go to Message Center at the top of the home page
- Select Action Required — Submit Documentation to Verify Eligibility
- Select Upload Document to scan and upload the appropriate documents
Anywhere Integrated Affiliates Holdings LLC (AIAH) is proud to offer a comprehensive benefits package to eligible, full-time employees who work 30 hours or more per week. You and your dependents are eligible for AIAH benefits on the first of the month following your date of hire.
Eligible dependents
As an active employee, you can include benefits coverage for:
- Your spouse or domestic partner (you must submit an Affidavit of Domestic Partnership form and a Declaration of Tax Status to have your domestic partner be eligible for coverage)
- Your children under age 26 or disabled children of any age
Please note: spouses and domestic partners will only be eligible for medical coverage under the AIAH medical plan if they do not have access to their own employer’s or self-employed group health plan.
Enrolling in benefits
When you enroll and when your benefits begin will vary, as shown below:
| YOU ARE NEWLY HIRED | YOU ARE A CURRENT EMPLOYEE | YOU’VE HAD A QUALIFIED LIFE CHANGE | |
|---|---|---|---|
| When to enroll | Within 30 days from your benefits eligibility date (the 1st of the month after your date of hire) | During Annual Enrollment | Within 30 days of the qualified life status change |
| When benefits begin | The 1st of the month following your date of hire | January 1st | On the date of the status change |
Making changes to benefits
You are permitted to make elections and/or changes as a new hire and during Annual Enrollment each year. The coverage you elect during your window will remain until the next annual enrollment unless you or your family members experience a qualified life status change.
What counts as a qualified life status change?
Qualified life status changes include, but aren’t limited to:
- Birth or adoption of a child
- Death of a dependent
- Dependent’s loss or gain of eligibility
- Marriage or divorce
- Involuntary loss of other coverage, such as if your coverage under your spouse ceases
- Changes in your other coverage which has a different plan year
If you have a qualifying life event now and need to make a change, click here.
Verifying your dependents for medical coverage
If you are a new hire or enrolling a dependent for the first time, you will need to verify each of your dependents within 30 days of the end of your enrollment period. If you are adding additional dependents to an existing plan, those dependents will also require verification.
Your documentation must be received within 30 days of the enrollment deadline, or your dependents will not receive coverage.
To submit your documentation:
- Log on to the Benefit Enrollment System
- Go to Message Center at the top of the home page
- Select Action Required — Submit Documentation to Verify Eligibility
- Select Upload Document to scan and upload the appropriate documents
Continuation of Group Coverage
If you or your dependents lose coverage, you will have the option to continue coverage for medical, Rx, dental, vision and healthcare FSA under COBRA, if applicable. You are responsible for the full premium for elected COBRA, plus a 2% administration fee. For more information regarding the conditions for continuation of coverage, please contact Open House at 844-427-5551.
Basic Life, Basic AD&D and Voluntary Life benefits will terminate at retirement or when you leave the company. If you lose coverage and are enrolled in Basic Life and Voluntary Life, you may also be able to access a conversion or portability benefit provided as part of these policies. To do so, fill out the appropriate form in the Key Downloads section and return it to the insurance company. If you have questions, you can contact UnitedHealthcare at 866-633-2446.